Our Qualified Plan Experts

It all starts here. Getting to know you and your clients' needs is our top priority. Our expert retirement plan consultants create customized plans to fit any client need.

Determining the optimum Qualified Retirement Plan requires analysis and discussion. We’re here to help you get answers to your questions and work with your financial and legal team. Our client consultants are seasoned experts in helping understand your options, the process involved in establishing the plan, and how the quality of the plan and administration makes all the difference. Just give us a call or email one of our client consultants listed below.

Joe Cattivera, Sales Manager

Joe Cattivera has over 20 years of experience in qualified retirement plans and brings expertise in operations management and relationship building to his role as Qualified Plans Sales Manager. Prior to joining Polycomp, Joe managed several retirement plan functional areas at T. Rowe Price and the Capital Group Companies.

Joe’s focus is on assisting Polycomp qualified plan consultants to foster and build relationships with the retirement plan community including CPA’s, financial planners and other client advisors. 

Joe graduated from Colby College in Waterville, Maine in 1991, with a B.A. in Sociology.

Joe Cattivera

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Cheryl Courtney, Pension Consultant

Cheryl has devoted her life to helping employers offer dynamic retirement benefit solutions. With more than 20 years of experience, Cheryl has consulted with a variety of businesses, including sole proprietors, partnerships, corporations and non-profits. Cheryl has designed, implemented, enrolled and serviced hundreds of retirement plans during the course of her career, including 401(k), 403(b), 401(a), and defined benefit plans. Her high level of customer focus, business acumen, and unparalleled pension plan compliance knowledge has continuously proven to be beneficial for the investment professionals she partners with as well as the business owners and plan participants.

With Cheryl’s background as a business banker, she understands the challenges and concerns business owners face to run a successful business. Having been a wholesaler of retirement solutions, she understands the competitive marketplace and can be a valuable resource to a financial advisor. Cheryl has served on the board of the Los Angeles Chapter of the Western Pension & Benefits Conference and is a gifted speaker, having presented to both large and small groups as a retirement plan subject matter specialist.

Cheryl takes great pride in offering customized retirement solutions that not only meet the needs of the employer, but enable participants to plan for a successful retirement.

Cheryl Courtney

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Pam Stitt, QKA, Pension Consultant & Client Advocate

As Polycomp's Pension Consultant and Client Advocate, Pam is responsible for ensuring our clients receive exceptional service.

With more than 30 years of qualified plan experience, Pam brings expertise, as well as an empathetic demeanor, to this role and her interactions. Since joining Polycomp, she has held the positions of Pension Administrative Consultant, Marketing Pension Consultant, and Administration Team Manager.

Pam has been described by both colleagues and clients as bringing a “calming presence” to discussions, being “very understandable and helpful,” and providing a high level of “credibility and professionalism.” This compassion along with her consultative skills and ability to decode convoluted regulations into everyday language makes Pam a natural fit for the Client Advocate position.

Polycomp clients are encouraged to contact Pam with feedback regarding Polycomp service.

Pam Stitt

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Phil Giles, QKA, Pension Consultant

Phil Giles has worked in various aspects of the Financial Services Industry since 1992 – primarily helping individuals and small businesses set up and manage retirement savings plans. In 2008 he transitioned into the administrative side of the Retirement Plan Industry and has gained in-depth expertise in operations, compliance, plan administration, and relationship management. A teacher-at-heart, Phil enjoys deciphering complex things and making them easy for others to understand.

As a Retirement Plan Consultant with Polycomp, Phil works closely with financial advisors and tax professionals to create customized plan design solutions – helping business owners maximize tax savings and retirement contributions.

Phil is a member of the American Society of Pension Professionals and Actuaries (ASPPA) and has acquired the Qualified 401(k) Administrator (QKA) designation.

Phil Giles

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Scott Ann Setzer, Senior Pension Consultant

Scott Ann Setzer has over 35 years experience and expertise in employee benefits consulting. Scott has given thousands of presentations to both large and small groups consisting of privately and publicly held corporations, CPAs, attorneys, financial advisors, employers and employees. In addition, Scott has proven to be “one stick of dynamite” as a professional and motivational speaker.

She began her career developing benefit programs for employers and eventually made the transition into sales and marketing. Scott has extensive training with the National Institute of Pension Administrators (NIPA), American Society of Pension Professionals and Actuaries (ASPPA), and American Law Institute-American Bar Association (ALI-ABA). Scott sits on the Board of Directors of the San Diego Chapter of the Western Pension & Benefit Conference and is a member of the National Institute of Pension Administrators (NIPA) and the National Speakers Association.

Scott graduated with a Bachelor of Arts in Sociology from California State University, Sacramento, where she pursued her MBA before jumping into the employee benefits field.

Scott Setzer

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